Home Loans & Commercial Lending for SWFL Investors and Self-employed 

We've helped 5,000+ Home Buyers, Business Owners, Real Estate Investors, and High-Net-Worth Individuals secure mortgages without traditional tax returns. Lending Blvd is your expert for Strategic Commercial & Luxury Asset Financing. Start your application in minutes. At Lending Blvd, we approve loans other banks and lenders can't—with or without tax returns.

Start your application now!

Monthly Payment Mortgage Calculator*

Use this calculator to see monthly payments for different loan amounts.

* Please note: this calculator is for illustration payments and actual payments may vary.

Enjoy Your Golden Years...Get Cash For Expenses|Help Your Grandkids|Buy A New Car|Maintain Your lifestyle|Anything you want!

If you're over 62 and own your home we can see if a reverse mortgage is right for you.

Lending Blvd helps you

find a lower rate

close your loan faster

get pre-qualified for more

Not ready to apply? Whatever your goals are we are here to help!
Click our pre-qualifier to get started!

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Today's Rates *

*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.

Loan Programs

There are several types of loan programs available for homebuyers, each with its own features, benefits, and eligibility requirements. Here are some of the most common loan programs:

Conventional (Fannie Mae & Freddie Mac) Loans

  • As Low as 3% Down Payment
  • Down Payment Assistance Available (Restrictions Apply)
  • 620 Minimum Credit Score
  • Loan Terms from 10 to 30 Years
  • Down Payment Can be Gifted
  • Monthly Mortgage Insurance
  • Not Required with 20% or More Down Payment
  • Automatically Cancels at 78% LTV (Loan-to-Value)
  • $726,200 Maximum Loan Amount

Apply Now Learn More

FHA (Federal Housing Administration) Loans

  • 3.50% Down Payment
  • Down Payment Assistance Available (Restrictions Apply)
  • 580 Minimum Credit Score
  • Loan Terms from 10 to 30 Years
  • Down Payment Can be Gifted
  • 1.75% Upfront Mortgage Insurance Premium
  • Financed into Loan Amount
  • 0.55% Monthly Mortgage Insurance
  • Remains for Life of Loan (if Down Payment is < 10%)
  • $472,030 Maximum Loan Amount

Apply Now Learn More

FHA 203k (Home Renovation) Loans

  • 3.50% Down Payment
  • Streamline 203k Loan
  • Use for Cosmetic and Common Repairs up to $35,000
  • Standard 203k Loan
  • Use for Extensive Repairs Over $5,000
  • 620 Minimum Credit Score
  • Down Payment Can be Gifted
  • 1.75% Upfront Mortgage Insurance Premium
  • Financed into Loan Amount
  • 0.55% Monthly Mortgage Insurance
  • Remains for Life of Loan (if Down Payment is < 10%)
  • $472,030 Maximum Loan Amount

Apply Now Learn More

VA (Veterans Affairs) Loans

  • Zero Down Payment – 100% Financing
  • 580 Minimum Credit Score
  • Loan Terms from 10 to 30 Years
  • 2.30% Upfront Mortgage Insurance Premium (First-Time Use)
  • Financed into Loan Amount
  • Will Vary Depending on Down Payment and Subsequent Use
  • No Mortgage Insurance
  • No Maximum Loan Amount

Apply Now Learn More

First-Time Homebuyer Loans

  • Down Payment Requirements
  • Conventional – 3% (Can be Gifted)
  • FHA - 3.50% (Can be Gifted)
  • VA - 0% (Zero Down Payment)
  • USDA – 0% (Zero Down Payment)
  • Down Payment Assistance
  • Conventional – Up to 3% (Restrictions Apply)
  • FHA – Up to 3.50% (Restrictions Apply)
  • Credit Score Requirements
  • Conventional – 620+
  • FHA – 580+
  • VA – 580+
  • USDA – 640+

Apply Now Learn More

USDA (Rural Development) Loans

  • Zero Down Payment – 100% Financing
  • 640 Minimum Credit Score
  • 1.00% Upfront Mortgage Insurance Premium
  • Financed into Loan Amount
  • 0.35% Monthly Mortgage Insurance
  • Remains for Life of Loan
  • Income and Property Areas Restricted

Apply Now Learn More

Investment Property Loans

  • 20% Down Payment
  • 620 Minimum Credit Score
  • DSCR (Debt Service Coverage Mortgage)
  • Qualify Based on Rental Income

Apply Now Learn More

Jumbo Loans

  • As Low as 10% Down Payment
  • 680 Minimum Credit Score
  • Loan Terms from 10 to 30 Years
  • No Mortgage Insurance Option
  • Loan Amounts Over $726,200

Apply Now Learn More

Each loan program has its own unique features and requirements, so it's important for homebuyers to research and compare their options carefully to find the loan that best suits their financial needs and goals.

The Mortgage Process

happy couple looking for a loan

Step 1:Apply

Whether you're looking for first home or refinance into a lower payment we're here to help!

happy couple looking for a loan

Step 2:Get Pre-Qualified

We can get you prequalified online so you can make an offer with confidence that it will get accepted.

happy couple looking for a loan

Step 3:Shop For Best Rate

We will use our network of lenders to shop for the best rates and loan program to fit your needs.

happy couple looking for a loan

Step 4:Fast Funding

Our team will use our expertise to make sure your loan gets funded fast! We make funding a breeze.

Use the equity in your home!

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Second Mortgage

Keep your first mortgage low rate but access the equity on a lump sum. Full Doc or Bank Statements Only.

  • Good For
  • icon Extra Monthly Money
  • icon Retirement Savings!
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HELOC

Take a lump sum or use and pay only for what you need with a Home Equity Line of Credit

  • Good For
  • icon Home Improvement
  • icon Paying high-interest debt
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Debt Consolidation

Why pay high credit card rates when you have equity? Use your equity to pay off debts and save!

  • Good For
  • icon Lower money towards interest
  • icon Paying off debt and save!

Lending Blvd

"Bold Lending Solutions, turning ambitions into legacies "

With over 25 years of experience, Lending Blvd delivers smarter, faster, and more flexible mortgage solutions for business owners, self-employed professionals, 1099 contractors, and investors who don’t fit the traditional lending box.

We specialize in No Tax Return Loans, Bank Statement Programs, 1099-Only, VOE-Only, ITIN, DSCR, and Fix & Flip Financing—plus all the trusted Conventional, FHA, Jumbo, and Commercial programs too.

Whether you're buying your first home, refinancing, investing, or building a real estate portfolio, we offer hundreds of loan options backed by powerful lender partnerships across Florida and 41 states.

Why Lending Blvd?

  • ✅ Tailored solutions when banks say no

  • ✅ Residential & Commercial Loans

  • ✅ Fast closings and real approvals

  • ✅ 99.9% of our loans get funded

Stop chasing banks. Start building with Lending Blvd.
Let’s get you approved.

Lending Blvd NMLS#2601612. a Florida Licensed Mortgage Company. dba of AWML Corp

Our Satisfied Clients

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Local Knowledge

We know the area and the market and we're part of your community, not a bot on the net :)

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Fast Processing

We work to close your loan as quickly as possible. We can even hit curveballs!

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Best Service

We have the latest online tech like secure mobile uploading and we're available to use the device the old-fashioned way too!

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Utilizing Technology

We have the latest online tech like secure mobile uploading and we're available to use the device the old-fashioned way too!

Lending Blvd

Contact Us:

Phone: (239) 579-3767

Address: 10971 Bonita Beach Rd SE Ste #3
Bonita Springs ,FL
34135

Office Hours:

Monday-Friday: 10am to 5pm
Saturday: By appointment
Sunday: By appointment

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